Why we decided to stay in Colorado for retirement

Another short entry from my Memoir of Retirement: From Suburbia to Solar in Southern Colorado.

AMAZING sunrise over the Spanish Peaks January 2018

Amazing sunrise from our new passive solar rural home in southern Colorado

I wrote this on May 7th 2014:

Many of you may be like us, making some big decisions about where and when to retire. We just signed a contract yesterday to sell our home in Fort Collins, and move south in the next month or so.

When we started thinking about this major change, we chose to remain in Colorado for a number of reasons.

We were looking for inexpensive land to build a solar home with great views and a cleaner, quieter, calmer existence. We found that in the rural southern part of our state.

Then I just found out this week that in terms of medical care and finances we made a very good choice!

First of all, Colorado ranks in the top quartile in healthcare systems nationally, beating out all other western states. Then I saw a new Bankrate.com financial survey announcing the best states to retire to. Colorado ranks number two, only after South Dakota.

Here’s a quote from that article:  “Colorado gets above-average marks for cost of living, crime rate, health care quality and taxes. The Gallup-Healthways survey finds that the well-being of Colorado residents ranks among the highest in the nation.”

The first thing you need to know about Colorado is how different parts of the state really are. Most Coloradans live in what we call “the front range” cities like Fort Collins, Boulder, Denver and Colorado Springs.  Then there are the mountains which are beautiful, but cold, snowy and generally an expensive place to live.

I have spent most of my life living in Colorado Springs, Boulder and Fort Collins, and to my mind, a city is a city in terms of their ever increasing cost of living, overcrowding, traffic, pollution and quality of life. After living the past nineteen years in the Fort Collins area, I can say these are our worst problems, and they are not going to get any better ever.

Mike at home

Mike is ecstatic to move out of the city and have this view everyday!

The rest of the state is rural and quite different than “the front range.” The eastern plains are mainly small farming communities and the mountains have few good job opportunities. We have chosen to put down new roots in a rural area west of Interstate 25. We have found the perfect perch for our custom, passive solar home. 

Postscript: I would only add that the average household income for some place like Fort Collins is near $60,000 now, while the average down here in Huerfano County is around $33,000. Colorado exhibits quite a wide range of income levels. You don’t need to be rich to live here, only in the big cities like Denver, Fort Collins, etc.

Our move to the Colorado country in 2014!

view from our land

Retirement may suggest lifestyle change for some, but how many are willing to take on any real risks at age 60? Enter Mike and I, the quiet revolutionaries. Four years ago this month, we drove down to southern Colorado to purchase a few rural acres of pinon-juniper woodland west of Walsenburg.  Mike’s dream had always been to construct his own passive solar home with amazing mountain views. This was our chance to make that dream come true!

In June 2014 we packed up or got rid of most of our worldly goods, sold our nice  home in suburban Fort Collins, and took off to live in a 100-year-old rental home in Walsenburg, while constructing a new life twenty minutes west of there. Crowning ourselves the “NEW Old Farts,” I began sharing this retirement adventure with the world in October 2014.

laura and rasta on insulation 2014 (2)

Although my husband was a true believer from day one, this all felt like a gigantic leap-of-faith for me. With housing prices rising quickly in the metro areas of northern Colorado, I saw little chance of changing our minds later to return to the city if this didn’t work out. So I made myself believe in my relatively new husband’s vision, and you know what? He was right.

Three and a half years later, after too many doubts and incredible challenges to my idea of who I am and where I belong, I am now quite content in our country solar home looking out each morning at the majestic Sangre de Cristo Mountains. My days are filled with supreme quiet and astounding beauty. I have also found a few good friends, a yoga class I like, and all the books I wish to read and movies I wish to view through the La Veta Public Library.

snowy west peak with comanche home in foreground

The view from our new solar home!

I find my need for distractions has dwindled. No, I do not miss city shopping, traffic, stress, noise or air pollution. In fact going into a city of any size is now the perfect reminder that I made the right choice for me. I have finally learned the power of living in this present moment. With so much more available to me and few distractions, I now have the time, energy, and awareness to fully appreciate the world around me.

We moved here for a number of reasons: To live close to nature, to try passive solar living, to build the kind of home we chose to live in for the rest of our lives, and to find a far more peaceful, healthy and less expensive lifestyle than cities could offer us. We have received so much more by choosing to live in this beautiful, quiet place where life is luxuriously slow and overflows with simple pleasures.

Would you like to know more about our adventures? Check out my new memoir!

Living in the simplicity of the present

I’ve been thinking a lot lately about how I have been changed by the experience of leaving city life behind. The greatest change has been my new ability to at least occasionally be in the present. I see now that before I moved here, I was constantly stressed out, and in distraction mode.

“Distractions are both more tempting and more destructive than we realize. It’s tempting to fill in every little minute of the day with productivity or distractions. Don’t. Leave some emptiness.”  – Zen Habits

It seems to me that cities are set up for constant outside noise and distraction. Any time you feel uncomfortable in any way, you can call up someone to go see, order some new kind of food, go out shopping or go see a movie. People in cities spend most of their time sitting in traffic or driving somewhere else. Cities are distraction machines, and the Internet is the ultimate, easily available escapism.

Being in the present means you are not planning ahead. You are sitting still, willing to be here now to observe and absorb your present surroundings with no thoughts of yesterday or tomorrow, no need to distract yourself. I find many of the observations of ZenHabits.com useful in my new mindset:

“If you’re filling your life with distractions, its probably because you’re afraid of what life would feel like without those distractions…”

To be honest, I never really had the time to gain full awareness of all of this until I moved away from modern American life. I knew I was anxious and not as relaxed as I wanted to be in the city, and now I see why. Cities raise our anxiety levels. I know because it took me at least a year away from a city to see how anxious I have been most of my life, and then find ways to allow myself to truly relax.

I have been a worry shopper my whole life. Once I solved one problem I moved on to the next one. Out here there is so little to worry about, leaving me much more time to focus on what is important to me. Now that’s a great new challenge! And what is important to me now is a few important relationships, and appreciating the natural world and its wonders.

We can sit and dream about so many things, but we would be wasting our lives. This present reality is all we get. Let’s learn to love it.