Why we decided to stay in Colorado for retirement

Another short entry from my Memoir of Retirement: From Suburbia to Solar in Southern Colorado.

AMAZING sunrise over the Spanish Peaks January 2018

Amazing sunrise from our new passive solar rural home in southern Colorado

I wrote this on May 7th 2014:

Many of you may be like us, making some big decisions about where and when to retire. We just signed a contract yesterday to sell our home in Fort Collins, and move south in the next month or so.

When we started thinking about this major change, we chose to remain in Colorado for a number of reasons.

We were looking for inexpensive land to build a solar home with great views and a cleaner, quieter, calmer existence. We found that in the rural southern part of our state.

Then I just found out this week that in terms of medical care and finances we made a very good choice!

First of all, Colorado ranks in the top quartile in healthcare systems nationally, beating out all other western states. Then I saw a new Bankrate.com financial survey announcing the best states to retire to. Colorado ranks number two, only after South Dakota.

Here’s a quote from that article:  “Colorado gets above-average marks for cost of living, crime rate, health care quality and taxes. The Gallup-Healthways survey finds that the well-being of Colorado residents ranks among the highest in the nation.”

The first thing you need to know about Colorado is how different parts of the state really are. Most Coloradans live in what we call “the front range” cities like Fort Collins, Boulder, Denver and Colorado Springs.  Then there are the mountains which are beautiful, but cold, snowy and generally an expensive place to live.

I have spent most of my life living in Colorado Springs, Boulder and Fort Collins, and to my mind, a city is a city in terms of their ever increasing cost of living, overcrowding, traffic, pollution and quality of life. After living the past nineteen years in the Fort Collins area, I can say these are our worst problems, and they are not going to get any better ever.

Mike at home

Mike is ecstatic to move out of the city and have this view everyday!

The rest of the state is rural and quite different than “the front range.” The eastern plains are mainly small farming communities and the mountains have few good job opportunities. We have chosen to put down new roots in a rural area west of Interstate 25. We have found the perfect perch for our custom, passive solar home. 

Postscript: I would only add that the average household income for some place like Fort Collins is near $60,000 now, while the average down here in Huerfano County is around $33,000. Colorado exhibits quite a wide range of income levels. You don’t need to be rich to live here, only in the big cities like Denver, Fort Collins, etc.


3 thoughts on “Why we decided to stay in Colorado for retirement

Leave a Reply

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out / Change )

Twitter picture

You are commenting using your Twitter account. Log Out / Change )

Facebook photo

You are commenting using your Facebook account. Log Out / Change )

Google+ photo

You are commenting using your Google+ account. Log Out / Change )

Connecting to %s