Retirement in Colorado: Urban versus Rural

Four years after our move to rural southern Colorado, I am remembering the difficulties I had making the final decision to give up city life for good. Here’s a piece I wrote five months after moving to Walsenburg and beginning construction on our new solar home:

Urban versus Rural: Decision Made!  November 23, 2014

My husband Mike and I have been in the process of transition into retirement in the past year. After five months living down south in a small rental in a very small town, we decided to go up north to visit family and friends this week. What an eye-opening experience! I was absolutely SHOCKED to have this timely reminder of what life in the city feels like, and what it does to human beings. Since we only have two stop lights in our entire new county, I had forgotten what it feels like to sit in traffic constantly. I experienced total culture shock, and Fort Collins felt like a foreign country to me.

Up north I saw people everywhere waiting for something, a place to park, a place to sit in a restaurant, a chance to go through the next stop light, an opportunity to pay for their purchase. There was terrible traffic going through Denver in the middle of the day, constant noise, obvious air pollution we could even taste sometimes.

Do people really choose to live like this? I found city life so anxiety-producing and over-stimulating.

great Mike photo of snow and Spanish Peaks

It felt like such a relief to finally get back to tiny Walsenburg. The good news is I now know for certain that a city could never be my forever home. There is no doubt in my mind, I am so done with city life!

This essay and many more can be found in my Memoir of Retirement: From Suburbia to Southern Colorado.

Why we decided to stay in Colorado for retirement

Another short entry from my Memoir of Retirement: From Suburbia to Solar in Southern Colorado.

AMAZING sunrise over the Spanish Peaks January 2018

Amazing sunrise from our new passive solar rural home in southern Colorado

I wrote this on May 7th 2014:

Many of you may be like us, making some big decisions about where and when to retire. We just signed a contract yesterday to sell our home in Fort Collins, and move south in the next month or so.

When we started thinking about this major change, we chose to remain in Colorado for a number of reasons.

We were looking for inexpensive land to build a solar home with great views and a cleaner, quieter, calmer existence. We found that in the rural southern part of our state.

Then I just found out this week that in terms of medical care and finances we made a very good choice!

First of all, Colorado ranks in the top quartile in healthcare systems nationally, beating out all other western states. Then I saw a new Bankrate.com financial survey announcing the best states to retire to. Colorado ranks number two, only after South Dakota.

Here’s a quote from that article:  “Colorado gets above-average marks for cost of living, crime rate, health care quality and taxes. The Gallup-Healthways survey finds that the well-being of Colorado residents ranks among the highest in the nation.”

The first thing you need to know about Colorado is how different parts of the state really are. Most Coloradans live in what we call “the front range” cities like Fort Collins, Boulder, Denver and Colorado Springs.  Then there are the mountains which are beautiful, but cold, snowy and generally an expensive place to live.

I have spent most of my life living in Colorado Springs, Boulder and Fort Collins, and to my mind, a city is a city in terms of their ever increasing cost of living, overcrowding, traffic, pollution and quality of life. After living the past nineteen years in the Fort Collins area, I can say these are our worst problems, and they are not going to get any better ever.

Mike at home

Mike is ecstatic to move out of the city and have this view everyday!

The rest of the state is rural and quite different than “the front range.” The eastern plains are mainly small farming communities and the mountains have few good job opportunities. We have chosen to put down new roots in a rural area west of Interstate 25. We have found the perfect perch for our custom, passive solar home. 

Postscript: I would only add that the average household income for some place like Fort Collins is near $60,000 now, while the average down here in Huerfano County is around $33,000. Colorado exhibits quite a wide range of income levels. You don’t need to be rich to live here, only in the big cities like Denver, Fort Collins, etc.

The hidden purpose of my new memoir: Convincing your pardner to love rural!

I decided to write a memoir of the process Mike and I went through around age 60, as we were going through it. I thought, we can’t be the only ones thinking about leaving city life behind for retirement, hoping to find a quiet, peaceful sustainable life in some beautiful rural area.

horsetooth in summer

Horsetooth Reservoir up above Fort Collins, Colorado!

As we put this plan into action and bought three acres west of Walsenburg to build our passive solar home at the beginning of 2014, I discovered that Mike was MUCH MORE CERTAIN than I was about this whole plan! He felt certain that he wanted to leave the city behind regardless of our old friendships back in Fort Collins, and the services and predictability of city life. This plan was suddenly coming together far faster than I could assimilate! I knew I loved visiting down south, but was I ready to give up everything I knew to move there?

320 w. 2nd St. Walsenburg July 2014

Walsenburg rental we lived in while building our home west of here

After we moved into our rental for the building process, I learned that many wives felt the same way initially about pulling up their roots and going completely rural. The men seemed to know what they wanted, but the women were more careful or hesitant to move to a rural area. Much like I felt at first that our new homestead was rather “isolated” other women I met felt the same. Luckily I totally trusted Mike’s sense of place and his unique abilities to make this home the best of my entire life.

But I just realized yesterday that my memoir is especially suited for wives or partners who want to move somewhere wild and rural, to show them the process I went through. I certainly changed my mind as the building went on…

At first I was so scared and uncertain of this choice we were making, mainly because we needed to sell our suburban home to afford the construction of our new solar home. There was really no way to go back on this deal if I ended up not liking it! It did feel really risky to me, but not to Mike.

morning sun on comanche drive

Our new home at sunrise!

I found that very quickly after we moved into our new home about one year after moving to Walsenburg, I loved it here. The silence, the natural beauty, the amazing sunrises and the big sky feeling… what’s not to love about that?

It just took me a while to adjust my vision and expectations and QUIT WORRYING SO MUCH ABOUT EVERYTHING!

So, for any of you who want to convince your pardner to move to a more rural part of the country. This book might really help!

Why we moved to the country to retire

For some reason this spring I keep flashing back to four years ago when we were still living in suburbia in Fort Collins and preparing to move down here to build our solar home…

memoir of retirement 2016

Here’s an excerpt from my Memoir of Retirement:

I saw a stupid retirement TV commercial last night that really got me thinking. The question was:

Can you keep your lifestyle in retirement?  

Say what? It suddenly struck me that this may be the most important difference between those of us facing retirement in the next few years. I for one have NO intention of keeping this lifestyle. If we did, what would be the point of retirement?

My dream retirement involves escaping this lifestyle! I feel that I have become ‘metro-fied,’ and I’m now more than ready for a peaceful escape from my present lifestyle.

I have lived in metropolitan areas for most of my adult life, for access to good jobs. What I have observed is ever increasing crowding, pollution, traffic and aggressive behavior.

beginning to build on the slab comanche drive

Construction begins on our new solar home facing the Spanish Peaks!

What I now long for is a quieter more peaceful existence with just a few people per square mile, where we can enjoy a friendly, caring sense of community; a place where we can make new friends through our daily lives.

We know and accept that this will involve a major lifestyle change, and we are ready for that. No traffic sounds great to us in exchange for less shopping convenience. Valuing and having time for new relationships is what we seek, not more of the same overcrowding, air pollution and road rage.

As I sit in the constant traffic in Fort Collins or Denver these days, I can only think, “This is never going to get better!” People will continue moving here and traffic will keep increasing every year, and I do not want to spend one more precious moment of my life sitting in traffic.

We want out of this lifestyle, the sooner the better!

Postscript four years later:  I WAS SO RIGHT ABOUT THIS!

 

Passive Solar Heating: The Basics

It has become abundantly clear, from your many comments, that most do not understand what passive solar heating means. Passive solar means there are no solar panels or any electricity involved in the creation and retention of heat within a building. The heat is created only by passive means of collecting energy from the sun and then retention of that heat by the physical structure of the home.

How is this done?

beginning to build on the slab comanche drive

Number 1: The positioning of the structure is essential. Mike made certain that our home was positioned facing directly south, with a whole wall of the correct type of glass doors and windows. In our case that included incredible views of the Spanish Peaks! You need full sun exposure on that side of the house. No trees, buildings, or other obstructions.

Number 2: In a passive solar home, the slab of concrete the home is placed on must be the heat-sink type and FULLY insulated from the earth. If it is not, the heat will come into the home during the day, sink into the foundation, and leak out of the slab, leaving the home cold at night when heat is most needed.

slab and framing of comanche drive

Number 3: Excellent insulation in the walls and ceiling of the home are essential. Holding the heat in once it enters the home is the only way it can remain warm when it is zero degrees outside. The home must be close to air-tight with quality doors and windows. Your floor must also be some sort of dark tile to help absorb more heat during the day.

new windows with Mike and Lee in photo

Number 4: Although the sun will be directly overhead in summer, proper overhangs on the south side of the home are essential to keep the sun from coming into the home too early in the fall. Mike also positioned our south-side overhang so that they are the correct size and angle to add solar panels later if needed.

Our home has very few windows on the north side, but a few on the east and west ends to absorb the morning and evening sun. We absorb solar heat most days in the winter, store it in our slab and it returns to keep us warm at night. Sometimes in mid-winter, we need to open a window at the warmest part of the day to cool off a bit!

clouds over Spanish Peaks summer

So far in southern Colorado we have never fallen below 60 degrees at night no matter how cold it is outside. We supplement our solar heat with small room electric heaters. No furnace or propane needed. Ceiling fans help to distribute the heat evenly.

Last January, when we lost electricity for three days because of a BAD ice storm, we stayed warm. With this system, we are able to average $100/month for all power to our home. A couple other unexpected benefits? Our home stays cool in the summer with its positioning to the sun and so much ceiling insulation, and it is so quiet inside all the time with no furnace turning on and off in winter!

The funniest part was learning that I didn’t need to turn down the thermostat when I left the house… the heat just keeps on coming in!